
This limit applies per account, regardless of how many Card(s) were used for the account. If eligible purchase is greater than $49, credit will be limited to $49 per Cardmember year. Membership fees purchases (purchases minus credits and returns) that post to your account on a Cardmember-year basis (based on account opening date). ® Membership fees, we will apply to your account, on an annual basis, statement credit(s) totaling up to $49. When you use your Card to pay for annual H.O.G. If eligible purchase(s) is greater than $30, credit will be limited to $30 per Cardmember year. Credit(s) apply to eligible net purchases (purchases minus credits and returns) that post to your account on a Cardmember-year basis (based on account opening date). When your account is used for up to $30 in purchases from H‑D dealerships, we will apply to your account, on an annual basis, statement credit(s) totaling up to $30. $30 credit annually at Harley‑Davidson ® dealerships. We reserve the right to adjust or reverse any portion or all of any SiriusXM credit for unauthorized purchases or transaction credits. Elite Visa Signature ® card Account within 2 statement billing cycles following 11 consecutive calendar months of eligible SiriusXM subscription, if the Account is in good standing (open and able to use). An automatic statement credit of $20 per 12-month period will be applied to your Harley‑Davidson ® H.O.G. Bank National Association and its affiliates as provided under the Cardmember Agreement and applicable law.ģ $20 credit for annual SiriusXM subscription. We may change APRs, fees, and other Account terms in the future, based on your experience with U.S. Amounts paid over the minimum payment will be applied in the order of highest to lowest APR balances. We apply your minimum payment to balances with lower APRs first, including promotional APRs. Foreign Transaction fee: 3% of each foreign purchase transaction or foreign ATM advance transaction. There is a $1 minimum interest charge where interest is due. Balance Transfer fee: 3% of each transfer amount, $5 minimum. Cash Equivalent fee: 5% of each cash amount, $10 minimum. Convenience Check fee: 3% of each check amount, $5 minimum.

Cash Advance fee: 5% of each advance amount, $10 minimum. The variable APR for Cash Advances is 29.99%.

The current undiscounted variable APR for Purchases and Balance Transfers is 19.99% to 29.99% (based on your creditworthiness). The introductory rate does not apply to cash advances. The 0% introductory APR applies to balance transfers made within 30 days of account opening and is valid for the first 12 billing cycles. †The 0% introductory APR applies to purchases and is valid for the first 12 billing cycles.
